Financial Planning
Child Future Protection
- Child’s Education and Marriage Plan
- Provides financial security during the most crucial years of your child's life
- Offers a perfect blend of investment and savings in a single plan
- Safeguards child's future, even after demise of the parent
- Favours disciplined, long term savings, which usually becomes a challenge
Retirement Plan
- Retirement plans designed to provide financial security once working income stops
- To secure a financially independent life for your spouse in your absence
- To fund to cover high health care costs in future
- To maintain your lifestyle even post retirement
- Fragmentation of nuclear families
- To beat the Inflation
Business Protection plan
- Protection from unforeseen accidents or attacks
- Protection from fire and natural hazards
- Cover for burglary
- Public liability arising out of accidents, property damage to third parties
- Protection from losses incurred due to acts of fraud by employees
Financial Risk Protection through MWP Act
- MWPA stands for Married Women's Property Act
- Policy endorsed under the MWPA in favour of beneficiaries will always be their property
- No one else will have any right to the benefits as long as the beneficiary alive
- None of the husband's creditors will have any right over the policy
- Even the husband's parents won't have any right to the benefits
Term Insurance Plan
- Financial protection in the most unfortunate circumstances
- Safety for dependents from your financial liabilities like loan, and any other debts
- Disability benefit in case of accidental disability
- Critical illness benefit
- Tax savings under for you (80C) and dependants 10D on Income Tax
- A regular income stream along with a lump sum benefit